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Development on Loan: Microcredit and Marginalisation in Rural China

by Nicholas Loubere

Amsterdam University Press, 2019

ISBNs

eISBN: 978-90-485-4427-1

About the Book
Key to China's plans to promote rural development is the de-marginalisation of the countryside through the incorporation of rural areas into the urban-based market-oriented financial system. For this reason, Chinese development planners have turned to microcredit -- i.e. the provision of small-scale loans to 'financially excluded' rural households -- as a means of increasing 'financial consciousness' and facilitating rural de-marginalisation. Drawing on in-depth fieldwork in rural China, this book examines the formulation, implementation and outcomes of government-run microcredit programmes in China, illuminating the diverse roles that microcredit plays in local processes of socioeconomic development and the livelihoods of local actors. It details how microcredit facilitates de-marginalisation for some, while simultaneously exacerbating the marginalisation of others; and exposes the ways in which microcredit and other top-down development strategies reflect and reinforce the contradictions and paradoxes implicit in rural China's contemporary development landscape.
About the Author
[Nicholas Loubere](https://portal.research.lu.se/portal/en/persons/nicholas-loubere(071dc3f5-b9a4-4762-b13c-3490428ce1dc).html) is an Associate Senior Lecturer in the Study of Modern China at the Centre for East and South-East Asian Studies, Lund University. His research examines socioeconomic development in rural China, with a particular focus on microcredit and migration.
Tags
Transforming Asia, Development, Theory, Economics, Sociology, Business & Economics, Social Science
Open Access Information

License: CC-BY-NC-ND 4.0